Getting Down to the Basics of Coverage

What is House Insurance?

This type of coverage is usually required by mortgage companies if you are buying a home. A new house is a big investment for you, and until you've paid off your mortgage, it is also a big investment for the lending institution that is giving you the money to buy the home. House, or homeowners insurance is protection against the loss of that investment.

In Wisconsin, causes for damage or destruction to a home can include:

  • Fires
  • Vandalism/theft
  • Snow/Ice
  • Storms
  • Floods
  • Wind
  • Appliances
  • Tornados

These reasons, and quite a few others, are why your lender may insist that you buy and maintain a policy. Homeowners policies will usually cover losses due to most of the items above.

What Companies Provide House Insurance?

The list of national and local providers who sell plans for Wisconsin homes is long and extensive. You can expect to find quotes from the major, national players such as:

  • Allstate
  • Nationwide
  • State Farm
  • Zurich

In addition to the national "big boys", there are also local players who provide protection for homes on a more local level here in Wisconsin. Who you choose to provide coverage for your home should depend on a variety of factors based on your personal needs. The price that will be set for your quotes is based on a variety of factors including prior coverage/claims, the home type, where the house is situated and, of course, what types of policy you select.

Getting the Quotes You Want

Getting quotes to compare side-by-side for your house insurance needs is as simple as filling out the form on this site. You will immediately get quotes from companies licensed to sell policies in Wisconsin and information on each quote as well as how to contact the company if you would like to formally apply for their plan offering or ask questions.

If you are looking for insurance for you Wisconsin home look no further